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Banking Reviewed Nov 2025
Wrong CIBIL score reported
Your credit report shows a loan you never took, or a default on a loan you already paid off, ruining your credit score.
3 steps 3 documents ~3 min read CIBIL Dispute Resolution Portal
The law
Credit Information Companies (Regulation) Act, 2005.
Your remedy
Correction of the credit report and compensation from the bank for negligence.
Steps to take
Documents to gather
Where to go
CIBIL Dispute Resolution Portal, then RBI Ombudsman.
Jurisdiction varies by state — confirm exact venue with a local advocate.
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